Financial literacy is one of the most overlooked parts of education—yet it touches almost every adult decision. At Grow, we teach money skills in ways that match a child's development and curiosity. The goal isn't to turn kids into mini-adults. The goal is to build comfort, wisdom, and confidence—step by step.
K–2: Needs, wants, and simple choices
For our youngest learners, financial literacy looks like naming needs versus wants, understanding that money represents choices, practicing simple saving and generosity habits, and using real-world counting naturally. It's less about "explaining budgets" and more about building a healthy relationship with choices.
Grades 3–5: Planning, saving, and value
In upper elementary, kids are ready for goal-setting ("What am I saving for?"), simple budgeting ("If I spend here, I can't spend there."), connecting effort to outcomes, and talking about value—not just price. This is the age where responsibility becomes exciting, especially when learning is hands-on.
Grades 6–8: Big ideas made accessible
Middle schoolers can engage with entrepreneurship, opportunity cost, the balance of giving versus saving versus spending, and introductions to investing concepts in approachable language. Our Money Matters curriculum—taught by co-founder Rajeev Arora every Tuesday and Wednesday—weaves all of this together through Iggy (impulsive spender), Tina (wise saver), and their mentor Manny, who closes every lesson: "That's why money matters."
“I have never understood stock investing—perhaps my child can teach me!”
— Grow Co-op parent
When learning spills over into family conversations like that, it's doing what we want education to do: change real life.
The Family Money Mission
Each week, a Family Money Mission bridges the lesson at co-op with a conversation at home. Parents also have the option to take our 10-week Thursday Money & Investing course, which runs alongside their children's curriculum—so the whole family is learning together at the same time.
Next up: why we love project-based learning—and why families say these moments become "core memories."